Client Profile:
Couple in an inner Sydney suburb, living in a large home post-retirement. Children had moved out.
Challenge:
They were unsure whether to sell their property. Their questions reflected a broader life transition:
- What are our options?
- Do we have enough to retire comfortably?
- Can we invest the proceeds wisely?
My Process:
- 📊 Clarify expenses: What does retirement living look like for them?
- 💰 Assess income-generating assets: What can their property and other holdings produce?
Approach:
Rather than giving a yes/no answer, I laid out multiple scenarios—each aligned with different priorities (e.g. lifestyle, legacy, liquidity). Using projections, I showed how each path could look financially and emotionally, and where small adjustments could improve outcomes.
Outcome:
They felt empowered to make a decision that balanced financial security with lifestyle aspirations. The clarity helped them move forward with confidence.